Skip to main content

Software Development Cost Calculator

Estimate what your software project really costs across in-house hiring, freelancers, an agency, and a fixed monthly subscription — free and transparent.

Working out what it costs to build software is harder than it should be. Quotes vary by 10x, agencies hide overhead inside day rates, and the true cost of an in-house hire — recruiting fees, employer taxes, equipment, management time — never shows up in the salary number.

This calculator gives you an honest, side-by-side estimate across the four ways founders actually get software built: hiring in-house, using freelancers, engaging an agency, or subscribing to a fixed-price development service like AsyncForge. Change any input and every number updates instantly.

Your project

Adjust the inputs — every number updates live.

mo

Calendar months of active development.

Sets local salary and rate assumptions.

48-hour turnaround

Advanced hiring assumptions
%

Taxes, benefits, equipment, software.

%

One-time, of first-year salary.

Your time, per person, per month.

mo

Months before a new hire is productive.

Estimated total to build this with AsyncForge

€16,000

€4,000/mo · 4 months · 4 person-months of work

≈ €35,200 less than the cheapest alternative below.

In-house hire

Recruit & employ

€57,033

Monthly
€10,008
One-time
€17,000
Time to ship
6 months

Fully loaded: salary + employer on-costs + recruiting + management time.

Freelancers

Hourly contractors

€51,200

Monthly
€12,800
Time to ship
4.5 months

Pay-as-you-go, but rates run high and you carry the management load.

Dev agency

Project-based

€99,750

Monthly
€24,938
Time to ship
5 months

Includes project-management and discovery overhead in every invoice.

AsyncForge

Fixed monthly subscription

Best value

€16,000

Monthly
€4,000
Time to ship
4 months

Standard plan, 48-hour turnaround. Starts within days — no hiring, no overhead.

Estimated savings vs each path

€41,033

vs in-house

€35,200

vs freelancers

€83,750

vs agency

What you avoid with AsyncForge

  • Months of recruiting and a 1–2 month onboarding ramp before anyone ships
  • Recruiter placement fees (often 15–25% of first-year salary)
  • Employer taxes, benefits, pension, equipment and software licences
  • Management overhead — standups, 1:1s, performance reviews
  • Long-term employment contracts and severance risk
  • Paying full salary during quiet weeks with no backlog
These are transparent estimates, not a quote. Salary, freelance and agency figures use public 2025–2026 market rates adjusted by region; AsyncForge pricing is fixed in EUR. One subscription delivers one senior stream of work, so for large parallel scopes the timeline above is sequential — you trade some calendar speed for far lower cost and zero hiring overhead. Adjust any assumption to match your own numbers.

How this estimate is calculated

In-house hire

Fully loaded: gross salary plus employer on-costs (taxes, benefits, equipment, software), a one-time recruiting fee, and your own management time per person. Hiring and onboarding also push out the start date, so the timeline includes a ramp before any code ships.

Freelancers

Billed at typical senior hourly rates over roughly 150 productive hours a month. There is no employer overhead, but rates run higher than salaries and you carry the coordination load — chasing availability, reviewing work, and filling the gaps between contracts.

Development agency

Based on a blended day rate with a markup for discovery, project management, and change requests — the overhead that lives inside every agency invoice. Agencies solve availability but are the most expensive path per unit of work.

AsyncForge subscription

A fixed monthly fee for a senior development stream, priced in euros regardless of region. One subscription delivers one stream of work at a time, so for large parallel scopes the calendar timeline is sequential — you trade some speed for far lower cost and zero hiring, management or overhead.

Frequently Asked Questions

Get a real number for your project

AsyncForge is invite-only. Book a free 15-minute intro call with Stef and we will scope your build into a fixed monthly plan.